
FREE GUIDE · 9 PAGES · TEXAS HOMEOWNERS
A storm rolls through North Texas, and suddenly a stranger is on your porch at 6:40 on a Tuesday telling you something about shingles. Five things worth knowing before you sign anything, say yes to anything, or let anybody climb a ladder at your house.
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Nobody handed you a manual for this. So consider this the manual. Here's the gap
between what gets said in your driveway and what it can actually mean.
WHAT IT SOUNDS LIKE
WHAT IT CAN ACTUALLY MEAN
"There's enough damage to file a claim."
Maybe a repair. Maybe nothing. A second opinion costs one phone call.
"It's just permission to get on the roof."
The Texas Department of Insurance warns that paperwork can turn out to be a contract.
"Don't worry about your deductible."
In Texas, waiving it is illegal. And your insurer can ask you to prove you paid it.
"We're the lowest bid you'll get."
Shortcuts don't announce themselves. The bill shows up three or four years later.
Five secrets, in the order they'll come at you. Each one ends with a simple way to protect yourself.
SECRET ONE - BEFORE YOU FILE
The person telling you what your roof needs is the same person who gets paid based on what your roof needs.
The move: Get a second opinion. Free, no pressure.
SECRET TWO - THE CLIPBOARD
You could be standing in your own driveway, in flip-flops, holding a pen, committing to tens of thousands of dollars.
The move: Read all of it. "I'm not signing today" is a complete sentence.
SECRET THREE - THE DEDUCTIBLE
If a company is willing to eat your deductible, that money has to come from somewhere. It usually comes out of your roof.
The move: Ask straight out: "Am I paying my full deductible?"
SECRET FOUR - WHO'S UP THERE
You're not really buying a pitch. You're buying whatever happens up there while you're at work.
The move: Ask who's physically installing it, and who you'd call in two years.
SECRET FIVE - THE REAL PRICE
Every bad roof looks fantastic on day one. That's the whole problem.
The move: Line up materials, warranties, and track record. Not just the number.
THE CHEAT SHEET - KEEP THIS ONE
Page nine folds all five into something you could write on the back of a receipt. Most roofers are good people doing honest work. You just shouldn't have to hope you got one of the good ones.
Not more roofing knowledge. Just enough to stop a bad decision at the door.
01
Nothing worth doing to your roof has to happen tonight, on a porch, in flip-flops.
02
Who installs it. Who's insured. Who answers the phone in 2031. Vague is an answer too.
03
Deductible "favors" can put you on the hook. You'll spot the wink before you sign.
04
Sometimes the cheapest bid really is the best one. You should know that on purpose.
If any of this sounds familiar, it was written with you in mind.
Someone knocked after the last storm and you're not sure what to believe.
You have a bid in hand and nothing to compare it against.
You were told not to worry about your deductible and it felt off.
Your roof is old enough that the question is coming, ready or not.
We'd rather have the relationship than the payday. That's not a slogan. It's the
reason we've been trusted with thousands of roofs for over a decade.
If your roof doesn't need anything, we'll say that and ask you to call us back if something ever changes.
Everything is expensive right now. We're not going to add to that by selling you a roof you didn't need.
We show you what's actually wrong, what isn't, and what it really costs.
A team North Texas homeowners already know and trust.
Nine pages. Five secrets. One cheat sheet. Read it in ten minutes and never be talked into anything at your own front door again.
· Written for Texas homeowners, referencing TDI consumer guidance
· No pitch inside. Just what to ask and when to walk away
· Bonus: how to claim a free roof inspection (usually $250)

After a storm, most homeowners make one of the most expensive decisions of the year while knowing almost nothing about roofing. This free guide covers five things worth knowing before you sign anything — including one that's actually illegal in Texas. Four-minute read.
Most roofers are good people doing honest work. Truly. This just makes sure you can tell.
© 2024 K&M Roofing - General homeowner information. Not legal or insurance advice.
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